When Jack Lambert founded this agency in 1953, he made a deliberate choice to remain independent — so he could always put the client's needs ahead of any one carrier's interests. Over 70 years later, that same principle guides how Lambert Insurance Group operates from our offices in Westlake and Mayfield, Ohio.
What Is a Captive Insurance Agent?
A captive agent represents a single insurance company — like State Farm, Allstate, or Farmers. They can only offer that company's products. If that company's rates change, their underwriting tightens, or their products don't fit your situation, your options as a client are limited.
What Is an Independent Insurance Agent?
An independent agent like Lambert Insurance Group holds appointments with multiple carriers. Rather than being tied to one company's products, we can shop the market on your behalf and present options from multiple insurers. Our job is to find coverage that fits your situation — not to sell a particular company's policy.
What Does This Mean for You as an Ohio Insurance Buyer?
Working with an independent agent means you have someone who can re-shop your coverage when your situation changes, when a carrier's rates shift, or simply at renewal to make sure you still have competitive options. It also means you have access to a broader range of products — which matters for less common coverage needs like commercial lines, specialty vehicles, or unique properties.
Whether working with an independent agent results in lower premiums or better coverage depends on your individual situation. What it does provide is more options and an advisor whose job is to represent you, not a specific carrier.
Who We Serve
Lambert Insurance Group serves individuals, families, and businesses across Westlake, Mayfield, North Olmsted, Bay Village, Rocky River, Strongsville, and all of Northeast Ohio. Call or text us at 440-897-7525.
Ready to Explore Your Options?
As an independent agency, we shop multiple carriers on your behalf. Call or text us and we'll get back to you promptly.