Bundling your home and auto insurance means placing both policies with the same carrier. Many carriers offer a multi-policy discount when you do this — though the actual benefit varies depending on the carriers compared and your specific situation. As an independent agency, we compare both bundled and separate options honestly.
Lambert Insurance Group has been helping Northeast Ohio families explore their insurance options since 1953. Our offices in Westlake and Mayfield serve clients across the region.
How Does Bundling Work?
When you place both your homeowners and auto policies with the same carrier, that company typically applies a discount to one or both policies. The discount amount varies by carrier and by your individual profile. Our job as your independent agent is to compare multiple scenarios and find the combination that makes the most sense for you — sometimes that's a bundle, sometimes it isn't.
When Might Bundling Make Sense?
Bundling is worth exploring if you're currently shopping both your home and auto, if you're coming up on renewal for both, or if you simply want the convenience of one carrier and one agent for both policies. Whether it results in savings depends on your specific carriers and situation.
When Might Separate Policies Make More Sense?
Occasionally, the best pricing for home and auto comes from two different carriers, and the separate rates may outweigh a bundle discount. We run both scenarios and give you the honest answer — not the answer that's easiest for us.
What Else Can Be Bundled?
Many carriers also offer discounts for adding other policies — umbrella, renters, or other lines — to an existing bundle. Every situation is different, which is why talking through your specific options with an independent agent is valuable.
Who We Serve
Lambert Insurance Group serves Westlake, Mayfield, North Olmsted, Bay Village, Rocky River, Strongsville, Solon, Mentor, and all of Northeast Ohio. Call or text us to discuss your options.
Ready to Explore Your Options?
As an independent agency, we shop multiple carriers on your behalf. Call or text us and we'll get back to you promptly.